Businesses
- Owner-run companies with payments that never arrived
- Finance teams cleaning up old receivables and credits
- Companies that changed names, moved or merged
- Successor businesses entitled to a predecessor's funds
Asset Recovery Partners
Unclaimed funds recovery, handled with care.
Unclaimed money and property often sit with government agencies and institutions, waiting for their rightful owners. Harbiva helps businesses and individuals find what they're owed, prove ownership and get it paid.
Contingency only. No upfront cost. Nothing is owed unless we recover.
Prefer to talk? Call 1-844-HARBIVA (844) 427-2482
- Contingency-based fees
- No upfront cost
- Serving clients nationwide
- Secure document handling
About Harbiva
A steady guide to the money you're owed
Harbiva Asset Recovery Partners is a Florida asset recovery firm. We help people and companies recover unclaimed funds that would otherwise go uncollected.
Recovering unclaimed money usually means tracking down records, proving you're the rightful owner, and completing paperwork that's different for every agency. We take care of that work from start to finish, explain each step in plain language, and only get paid when you do.
Like the lighthouse in our seal, our job is to guide what's yours safely home.
Services
Asset recovery services
From the first search to the final payment, we manage the full unclaimed property recovery process.
I
Business asset recovery
We recover unclaimed funds owed to companies, including uncashed payments, refunds, credits, deposits and overpayments.
II
Individual & estate recovery
We help individuals, heirs and estate representatives claim money left in their name or a loved one's.
III
Ownership verification
We confirm where the funds are held and assemble the proof of ownership or authority that the holder requires.
IV
Document preparation & filing
We prepare, file and follow up on the claim paperwork, so nothing stalls and you're never left guessing.
How it works
The HARP Process
Our four-step method for unclaimed money recovery: clear, documented and built around you.
H
Hunt
We search unclaimed funds records and related sources for money held in your name or your company's.
- Current and former names
- Past addresses and entities
A
Authenticate
We verify the amount, the holder and your right to claim, then walk you through it, fee included, before you decide.
- Written fee agreement
- No obligation to proceed
R
Recover
With your signed agreement and limited power of attorney, we prepare and file the claim and follow up until it's resolved.
- Complete claim packet
- Status updates throughout
P
Pay
When the holder releases the funds, you receive your money minus only the agreed fee.
- Transparent accounting
- No recovery, no fee
Who we help
For businesses and for families
Individuals & families
- People with forgotten refunds, deposits or balances
- Heirs claiming money left by a loved one
- Estate representatives settling an estate
- Anyone who moved and lost track of what's owed
Why Harbiva
Transparent by design
- No upfront cost. There are no retainers or hourly fees. We're paid only from what we recover.
- Agreed in writing first. Your fee is set out in a written agreement before any work begins.
- Limited authority. The power of attorney covers your specific claim, and nothing else.
- Documented every step. You get copies of what we file and the holder's decision.
- Real people. You can reach us directly, and we explain things plainly.
Our fee
Contingency only. You pay nothing unless we recover.
- Your fee is agreed in writing before work begins.
- It is paid only from funds actually recovered.
- No retainers, hourly charges or hidden costs.
- No recovery means no fee.
What to expect
Your recovery, step by step
Free review
Tell us who you are, or who your company is, and we check for unclaimed funds.
Your options
We share what we found and the proposed fee. You decide, with no pressure.
Paperwork
You sign the agreement and the notarized limited power of attorney, and we gather documents.
Filing & follow-up
We file the claim and stay on it until the holder makes a decision.
Payment
The funds are released, and you receive your recovery minus the agreed fee.
Received a letter from us?
You may have money waiting
If you received a letter or email from Harbiva, our research shows unclaimed funds that may belong to you or your business. You're under no obligation. Email us at hello@harbiva.com with the reference in your letter, and we'll explain what we found and answer any questions.
Questions
Unclaimed funds FAQ
What are unclaimed funds?
Unclaimed funds are money or assets that belong to a person or business but were never collected. They include uncashed checks, refunds, overpayments, deposits, distributions and account balances. When the rightful owner can't be reached, the money is often turned over to a government agency or institution, which holds it until the owner comes forward.
Who holds unclaimed money?
Depending on the type of asset, unclaimed money may be held by state agencies, federal agencies, local governments or financial and other institutions. Each one has its own claim rules and paperwork.
Is this legitimate? How did you find me?
Yes. Records of unclaimed funds are generally public. We research those records, verify the details before we contact anyone, and are glad to share where the funds are held so you can confirm it yourself.
What does it cost?
Nothing upfront. We work on contingency: our fee comes only out of money we actually recover for you, and the fee is agreed in writing before any work begins. If nothing is recovered, you owe nothing.
What will I need to sign?
A written fee agreement, and usually a notarized limited power of attorney that authorizes us to pursue this specific claim for you. Some holders may require additional ownership or identity documents.
How long does recovery take?
It depends on the holder and the type of claim. Some claims are processed in a few weeks; others take several months. We track every claim and keep you updated at each step.
Do you help individuals and families, or only businesses?
Both. We help businesses recover money owed to them, and we help individuals, heirs and estates recover funds left in their name or a loved one's name.
Can you recover funds for a deceased relative's estate?
Often, yes. Heirs and estate representatives can usually claim funds that belonged to someone who has passed away. These claims need extra documentation, such as death certificates and proof of authority, and we help you put it together.
How do you protect my documents and information?
We collect only what the claim requires, store it securely, share it only with the agency or institution processing your claim, and never sell your information. See our Privacy Policy for details.
Are you a law firm?
No. Harbiva is not a law firm and does not provide legal advice. If you need legal advice, please consult a licensed attorney.
Find out what you're owed
A free, no-obligation review for businesses and individuals.
Start a free reviewCall 1-844-HARBIVA(844) 427-2482
Contact
Let's see what you're owed
Send us your name or company name, including any former names, and we'll check for unclaimed funds. There's no cost and no obligation.
Phone: 1-844-HARBIVA (844) 427-2482
Email: hello@harbiva.com
Based in: Florida, serving clients nationwide
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